A small, clearly written fee. No subscription, no ads, no surprises.
Zibbo charges one thing: a small platform fee when a sale completes. Your kid’s listing absorbs it out of the sale price. The buyer sees a clean, whole number price. That’s the whole pricing story.
| Sale amount | Zibbo fee | Example — what the sale clears |
|---|---|---|
| Under £20 | 5% | £15 sale → £14.25 into your Stripe account |
| £20 and over | 8% | £30 sale → £27.60 into your Stripe account |
Minimum listing price is £1. Stripe’s own card processing cost is absorbed by Zibbo’s platform fee. We don’t deduct it on top.
What the buyer sees
A clean, whole number price
If your kid lists something for £15, the buyer pays £15 (plus any delivery fee they chose). No service fee, no processing fee, no buyer protection surcharge. Zibbo’s cut comes out of the sale invisibly.
Card, Apple Pay or Google Pay
Checkout is Stripe’s standard payment sheet, the same one buyers have used on thousands of other UK sites. No new account, no stored Zibbo wallet.
How the money moves
Stripe Connect
Zibbo uses Stripe’s Connect platform with Destination Charges. When your kid’s sale is accepted, Stripe atomically splits the buyer’s payment between your Stripe account (as the adult on the account) and Zibbo’s platform account. No pooled wallet, no IOU ledger. Real money to real accounts from the first sale.
Lazy KYC on the first sale
We don’t ask for bank details at signup. You shouldn’t have to hand over your passport just to kick tyres. The first time a buyer accepts one of your kid’s listings, you complete a single Stripe-hosted check (UK photo ID and a bank account), then you’re done for every future sale.
Weekly payouts
By default, released funds are paid out every Monday. You can request an instant payout inside Stripe (they charge ~1% on that). First payout may take 7–14 days due to Stripe’s standard new seller hold period. Not our rule, theirs.
HMRC side hustle reporting
Stripe handles HMRC reporting for UK sellers over £1,000 a year in revenue (the digital platform reporting rules). You’ll get a summary from Stripe at year end. Nothing you need to wire up yourself.
The “why 5 / 8” answer
Small sales (under £20) are mostly local handovers: a pair of trainers, a toy, a paperback. We keep the fee at 5% because Stripe’s fixed 20p per transaction cost eats a large chunk of small sales. Above £20 (a bike, a console, a big Lego set), the 8% fee lets us cover Stripe’s cost, disputes, hosting, and a tiny margin. That’s the whole maths.
Zibbo lives on your phone.
Download Zibbo on iPhone or Android. One app for your kid, one for you — both free.
No trackers. No ads. No account until you download.